Banking & Finance

Our practice assists some banks and investments groups in all aspects of banking, finance, securities, mutual fund trading and regulation, capital market transactions, acquisition financing and real estate financing. Assistance to the banking and financial sector includes credit and loan transactions and related guarantees, and assistance in simple and structured financing transactions.

Our experience

Our attorneys have experience in the following fields:

• Banking Law - we advises banks in a wide range of credit transactions, mortgage loans, special guaranteed loans, and consumer credit
• banking and financial intermediary activity
• project finance
• export finance
• acquisition finance
• real estate finance and investment FUNDS

SCA Pop & Asociatii has well-established experience in advising underwriters of securities, investors, mortgage providers and mortgagees, and their related guarantors, in relation to the full spectrum of legal aspects of the various forms of financing transactions in which they are involved.

We have extensive experience in the drafting of relevant security agreements (mortgages, security in real property, floating charges) under Romanian law and the preparation of conditions for each specific financing.

In addition, SCA Pop & Asociatii is highly qualified to provide assistance with respect to the following specialized financing transactions:

• creation and organization of banking entities and investment companies
• creation of investment funds
• communications with regulatory authorities (authorizations, model contracts, internal regulations)
• financial investment advisory area
• regulatory aspects of public offering and solicitation
• distribution of financial and banking products
• lobbying
• drafting and negotiating of master agreements for financial instruments
• creation and organization of electronic banking activities
• real estate financing
• liquidation of financial institutions and investment companies
• general litigation relating to banking and securities